At South Gate Smile Dental, we believe everyone deserves access to high-quality, affordable dental care—without financial stress. We know that many families in South Gate and surrounding Los Angeles communities are hardworking, budget-conscious, and often balancing the costs of healthcare, childcare, and education. That’s why we provide flexible dental financing and payment options tailored to your needs.
Whether you have dental insurance, Medi-Cal coverage, or no insurance at all, our team will help you find a solution that works for your budget.
Many of our patients in South Gate rely on Medi-Cal for dental benefits. The good news? Medi-Cal covers a wide range of essential dental services, including:
X-rays and diagnostic care
Fillings and extractions
Root canals and crowns (when medically necessary)
Full and partial dentures
Preventive and restorative treatments for both children and adults
Our staff is experienced in helping patients maximize their Medi-Cal dental benefits. If you’re unsure what’s covered, we’ll check for you before treatment begins.
If you have PPO or HMO dental insurance, we’ll work with your provider to minimize out-of-pocket costs.
PPO plans – offer flexibility to see any dentist, with partial coverage for preventive, basic, and major services.
HMO plans – more affordable premiums, but usually require choosing from a specific network.
We’re happy to explain your benefits, submit claims on your behalf, and ensure you get the most from your plan.
For patients without insurance—or for procedures not fully covered—we proudly partner with CareCredit and Sunbit to make dental care affordable.
Interest-free financing options (6, 12, 18, or 24 months, depending on approval).
Use for dental treatments, from cleanings to oral surgery.
Instant approval process and easy monthly payments.
No hard credit checks—approval in seconds.
Choose from flexible 3, 6, or 12-month payment plans (longer terms available for larger treatments).
Spread the cost of care into affordable monthly payments.
Both options help patients say “yes” to needed care—without delaying treatment due to cost.
Major credit cards (Visa, Mastercard, Discover, AmEx)
Cash & debit payments accepted
In-office payment arrangements available for qualifying patients
Local community needs: South Gate is 95% Hispanic/Latino (U.S. Census), and many families prioritize affordability, convenience, and bilingual support.
Bilingual support: Our team speaks English and Spanish, ensuring every patient understands their financing choices.
Family-friendly focus: We see patients of all ages and know how important it is for parents to manage dental care costs for children and adults alike.
Q1: Do you accept Medi-Cal Dental (Denti-Cal)? ✅ Yes! We proudly accept Medi-Cal and will help you maximize your benefits.
Q2: What if I don’t have insurance? ✅ No problem. We offer CareCredit and Sunbit payment plans, plus affordable in-office options.
Q3: Can I make monthly payments? ✅ Yes. With CareCredit and Sunbit, you can spread the cost into low monthly installments.
Q4: What types of insurance do you take? ✅ We work with most PPO and HMO plans and file claims on your behalf.
Q5: Do you offer Spanish-speaking financial assistance? ✅ Yes. Our bilingual staff makes sure you fully understand your coverage and payment options.
Your smile should never have to wait because of cost. At South Gate Smile Dental, we make financing simple, transparent, and stress-free. Whether you use Medi-Cal, private insurance, or flexible payment plans, our team will help you find the right solution for your family’s budget.
📞 Call us today to discuss your dental financing options and schedule your next appointment!
Whether you need to set up a custom payment plan or apply to a local financing provider, we have an affordable dental financing solution for you! We at Smile Dental are fully committed to providing quality care to every patient. We offer easy-to-use financing through credit, cash, and payment plan options customized to your unique situation. Some of our dental financing options include:
CareCredit: This is a 0% interest payment plan with low monthly installments that opens your dental care procedures to a wide array of services, including cosmetic care and treatments like wisdom teeth extraction.
Lending Club
Scratch Pay
Sunbit
Whenever you cannot afford to pay for dental care at once, dental financing may be an option. Dental financing can come in the form of personal loans, medical credit cards, or even payment plans directly from your dental provider.
No Problem! Smile Dental is committed to providing as much access to dental care and orthodontic treatments to everyone in and around the South Gate, CA region. We offer many dental financing options listed above and are happy to discuss a payment plan if necessary.
Let our expert staff members work with your providers, financing options, and payment plans to create a stress-free solution for your dental needs. We appreciate our South Gate, CA community. We want to ensure everyone has access to exceptional dental care regardless of financial situation. This is why we partner with so many dental insurance providers, offer financing options, and even provide “pay as you go” plans, so your dental treatments are possible. Give us a call today, and let’s discuss a solution for your upcoming oral health needs.
Your Trusted South Gate Dentist